Arranging a mortgage and buying a property

Part 1: How much do I need and what is my borrowing capacity?

Mins
In this the first of the Arranging a mortgage and buying a property series, we look at the initial steps and considerations when entering into the world of home financing. This includes:
  • What is a mortgage?
  • Estimating how much you will need to borrow
  • What banks focus on when assessing your application
  • Options if you don't have enough money to buy the type property you are after
  • Using a mortgage broker or going directly to the lender
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