Whether it be for the weekly grocery shop to updating the car, credit cards and personal loans have long been the go-to products in the short to medium term financing space. And in recent times, significant increases in the cost of living and inflation have seen the demand for short to medium term credit rise as consumers turn to credit as a means of bridging their financial commitments. This module looks at how credit cards and personal loans work including:
The benefits and drawbacks of each
The application process
Information on and how to access your credit score
How to manage a credit card debt
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AskESSSuper is licensed by Guideway Financial Services Pty Ltd Australian Financial Services Licence number 420367, ABN 46 156 498 538. The information within this website is for Australian residents, is general advice, and does not consider your financial situation, objectives or needs. You should therefore consider the appropriateness of this information in light of your own situation before making a decision. If the advice is about a particular financial product, please refer to the Product Disclosure Statement and other relevant documents available from esssuper.com.au before deciding. Please ensure you read and retain a copy of the Guideway Financial Services Guide for this website.
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Please email james.riches@guideway.com.au for access to this course.
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